As a small business owner, I‘m always looking for ways to save money and earn extra income. Cashback apps help me (and millions of users) do both! These smartphone apps give you money back when you shop online or in-stores. The cashback earned can really add up over time.
So if you want to save money while shopping at your favorite stores, check out this list of the 30 best cashback apps. I‘ll share how each one works, cashback rates, and some pro tips to maximize your earnings!
How Do Cashback Apps Work?
Cashback apps partner with top retailers to drive users to their online stores or physical locations. In exchange, apps give a percentage of your purchase back to you as cash rewards.
It‘s a win-win:
- You earn free money on purchases you‘d make anyway
- Apps earn commissions from leading retailers like Walmart, Target, Sephora, Nike and more
As a small business owner, I use these apps daily and earn over $300 annually in easy cashback. And it requires almost no effort!
The most popular cashback apps include:
- Automatic Cashback – Passively earn money when you link credit/debit cards and shop at partner stores
- In-Store Cashback – Get cash rewards when you scan barcodes or upload grocery receipts
- Online Shopping Cashback – Shop your favorite sites through the app portal to receive % cashback
Now let‘s dive into the top 30 apps for earning the highest cashback in 2024!
1. Rakuten – Up to 40% Cashback
Rakuten, formerly called Ebates, is the most popular way to earn automatic cashback from over 3,500 stores and apps. Simply enable the browser button or shop via their website.
Key Features
- Up to 40% cashback at stores like Macy‘s, The Home Depot, Groupon
- Fast $30 signup bonus
- Easy PayPal payouts or deposit into bank account
- Free Rakuten Visa Card earns even more cashback
- Simple integration as a Chrome extension
Rakuten drives over $1 billion in annual sales for partners, paying members over $100 million per quarter in cashback.
2. Ibotta – 25% Cashback on Groceries
While Rakuten focuses on online shopping, Ibotta specializes in earning cashback at popular grocery and retail chains.
It‘s one of the best apps for food, household items, pharmacy, and more.
Why You‘ll Love Ibotta
- Links directly to loyalty programs from Walmart, Target, Walgreens
- Big welcome bonuses for new users
- Super fast PayPal or Venmo cashouts
- Refer friends and unlock teamwork bonuses
- Easy search for deals and automatic cashback
Over 40 million users enjoy an average of $150 per year in rewards using Ibotta.
3. Dosh – 10% Automatic Local Cashback
Tired of scanning receipts? Dosh offers completely automatic cashback at 1,000+ online and local stores when you link your credit/debit cards.
Key Perks
- No receipts or barcode scanning required
- Up to 20% cashback at brands like Forever21, Sam‘s Club, Nike
- $5 signup bonus plus $1 per referral
- Instant PayPal or bank withdrawals
- Top rated app with simple, hassle-free rewards
Dosh members automatically save over $300 per year on average without any effort.
4. Drop – $5 Signup Bonus
Drop makes earning cashback and rewards incredibly fun. Shop brands like Starbucks, Uber, and Airbnb to unlock gift cards, enter contests, and more.
What Makes Drop Unique
- $5 signup bonus when you connect a card
- Earn rewards for trying challenges and playing games
- Invite friends and earn $5 per signup
- Features brands not available on most other major apps
- Instantly transfer cash out via PayPal or invest back in rewards
5. TopCashback – 10% Sitewide Cashback
With over 4,500 partner stores, TopCashback is one of the top cashback portals for online shopping.
Core Benefits
- 10% cashback sitewide for your first purchases
- Big signup bonus for new members
- Compares prices across all major retailers
- Available as a browser extension
According to SimilarWeb, TopCashback drives around 30 million annual transactions for partners.
6. Checkout 51 – $5 Bonus
Checkout 51 makes saving money on groceries effortless. Earn cashback on the brands you love from any local supermarket or retailer.
Why Checkout 51 Stands Out
- New offers released every Friday on 100s of products
- Big names like Kraft, Nestle, Procter & Gamble
- $5 profit guaranteed on first receipt
- Low $20 payout minimum
- Dedicated offers in the U.S. and Canada
Users earn over $500,000 per week in cashback rewards using Checkout 51.
7. BerryCart – Focused on Healthy Foods
As an entrepreneur who cares about health and wellness, BerryCart is my grocery app of choice. Save money on organic produce, gluten-free snacks, grain-free pet foods and more.
What BerryCart Offers
- Up to 25% cashback on 5,000+ organic/non-GMO items
- Detailed health information on all products
- Seamless receipt scanning and rewards redemption
- PayPal, gift card or charity payout options
- Exclusive deals sent straight to your phone
8. Shopkick – Unique In-Store Rewards
Shopkick reinvented brick-and-mortar shopping by rewarding you just for walking into a store! But it also offers traditional cashback for scanning barcodes and making a purchase.
Why It‘s One of the Best
- Unlock just by visiting stores like Target and Best Buy
- Rapid rewards for at-home activities like games or videos
- Easy to redeem gift cards from top brands
- $3 signup bonus plus $2 per referral
Shopkick has delivered members over $230 million rewards to date.
9. Swagbucks
From taking surveys to watching videos to playing games, Swagbucks offers a variety of ways to earn cash online. You can also get automatic cashback through their shopping portal.
Core Features
- $10 signup bonus plus $3 for every referral
- Members have earned over $1 billion in rewards so far
- Easy PayPal redemptions once you hit the minimum
- In-Depth member dashboard to track earnings
10. MyPoints
MyPoints competes directly with Swagbucks by rewarding users for online shopping, surveys, games, and more. I love their easy-to-use interface and $10 welcome bonus.
What You Need to Know
- Over 1,900 partner stores
- $10 signup offer plus 500,000 bonus points
- Fun games and daily activities to earn faster
- Compare cashback rates against other apps
11. InboxDollars
InboxDollars is a leading cashback app that pays you for online activities like watching videos, taking surveys, and playing fun games.
Key Details
- $5 signup bonus just for joining
- Earn cash, not just gift card rewards
- Redeem for rewards starting at $30 via check or PayPal
- Trusted app with overwhelmingly positive reviews
12. Pei
Pei delivers completely automatic cashback to your phone when you link cards and shop at major retailers like Best Buy, McDonald‘s, CVS, and Exxon.
Top Benefits
- Passively earn without any effort
- Instant transfers to PayPal or invest back into bitcoin savings
- Round up purchases to donate excess change to charity
- Get a custom branded Visa debit card
13. Fetch Rewards
Fetch Rewards allows you to quickly turn grocery, drugstore and dining receipts into gift cards. It‘s one of the easiest receipt scanning apps with reliable rewards.
Why You Should Download
- Name brands like Mars, Danone, PepsiCo and more
- Points can be converted into gift cards from hundreds of retailers
- Integrates directly with popular store loyalty programs
- $2 signup bonus plus $3 per referral
14. CoinOut
Coinout turns the spare change leftover from purchases into cash rewards. You can even double down by stacking it with other cashback apps!
Features
- Instantly transfer funds to PayPal
- Uses email receipts if you lost your physical copy
- Links directly to Amazon purchases
- Also submits claims to recover late refunds
15. CouponCabin
With over 2,000 stores, CouponCabin is one of the top cashback and coupon platforms. Shop from big names like Nike, Macy‘s, Best Buy to maximize your online order savings.
Core Perks
- 40% average savings on purchases
- Big welcome offers for new members
- Price drop alerts and notifications
- Integrates seamlessly with Rakuten for double cashback
16. Honey
Honey helps users save money with the best coupon codes and deals online. And their rewards program called Honey Gold pays you in free gift cards for shopping via their app.
Why Honey Stands Out
- Automates coupon applying at checkout
- Exclusive rewards and discounts
- Integrates seamlessly into Chrome
- Broad partner network of 10,000+ stores
17. RetailMeNot
RetailMeNot focuses specifically on the latest promo codes, offers, and deals to save money online. You can also earn cashback on purchases made through their app.
What You Get
- Automatic coupon application during checkout
- Cashback rewards from 1,200+ store
- Alerts when codes are about to expire
- Big welcome bonus for new users
18. Mr. Rebates
Mr. Rebates provides cash rewards for online shopping at 3,000+ top retailers. They have some of the most generous rates compared to alternatives.
Top Features
- 12-20% rates consistently across stores
- Big welcome bonuses, especially for new users
- Price drop and receipt submission alerts
- Seamless integration for automatic savings
19. BeFrugal
BeFrugal makes saving easy with automatic coupons, cashback up to 25%, alerts when better deals are available and more.
Core Benefits
- 40%+ average savings on purchases
- Big payouts via PayPal with no hidden fees
- Easy desktop and mobile checkout
- Verified trusted partner of 4,000+ retailers
20. Groupon Coupons
Everyone knows Groupon for the daily local deals. But Groupon Coupons allows you to save even more money through exclusive discounts, promos and cashback offers.
What to Know
- Almost 20% of coupons are for 25% off or more
- Big player partnerships like Nike, Macy‘s
- Rewards begin at just $10 minimum balance
- Seamless integration with browser
21.Wikibuy
Wikibuy automatically tests coupon codes during checkout and applies the one with the biggest savings for you. It also tracks prices and can submit refunds if something you bought drops in price later.
Main Features
- $10 welcome bonus
- Price drop refund alerts
- Cashback rewards from select retailers
- Trusted Assistant browser integration
According to CapitalOne Shopping‘s team, Wikibuy offers over $50 in lifetime member savings.
22. Capital One Shopping
Capital One Shopping, formerly Wikibuy, is a popular browser extension for automatic coupon codes and cashback.
Benefits
- Sweeping integration across merchant sites
- Helps maximize your credit card rewards
- Up to 20% cashback via offers
- Secure bank-level protection
23. Fluz
Fluz provides a unique spin on traditional cashback models. You earn rewards by purchasing brand gift cards through their app at slight discounts.
Why People Love Fluz
- Up to 100% cashback when using brand gift cards to shop
- Develop a sustainable passive income opportunity
- Fun, gamified experience with ranks and badges
24. Bitmo
Bitmo makes it simple and fun to earn rewards from brands like Dunkin, Panera, and more. Just pay with your enrolled cards and cashback gets added to your balance.
Core Features
- Automates card linking for frictionless rewards
- No annoying receipt scans required
- Fast cashouts via PayPal
- Round up your change to support charity
25. Drop
We already covered Drop as one of the top automatic cashback apps. But they also have a dedicated rewards program called Drop Points. Here you can take surveys, watch videos and more to build up points.
Earning Opportunities
- Take short surveys for points
- Watch videos, play games
- $5 signup bonus
- $5 referral bonus
2000 points = $1 cashout
26. ShopMiles
ShopMiles brings together coupons, deals, cashback, and gift card rewards all in one place. You can maximize savings from 100s of leading online brands.
Why People Love ShopMiles
- High value sign-up offers
- Deals on electronics, clothing, toys
- Low balance redemptions start at $1
- Refer friends and earn bonus points
27. MileagePlus Shopping
United Airlines frequent flyer members can turn everyday shopping into free flights! It‘s one of the only ways to earn extra airline miles from your normal purchases.
Core Features
- Automatic mileage earnings from 700+ retailers
- Big welcome bonuses that unlock flight awards
- Downloadable app to track rewards
- Transfer miles to family or friends
According to United, members have redeemed over 5 million flight awards earned completely via MileagePlus Shopping!
28. ExtraBux
Extrabux provides cash rewards for games, surveys, videos, signing up for offers, and more. One of the most popular "get paid to" apps.
Top Highlights
- $2 signup bonus plus daily spin wheel
- 300,000 members and growing
- Fast PayPal cashouts
- Round the change donations
29. ShopAtHome
With over 4,300 stores, ShopAtHome is one of the best cashback and coupon browser extensions. You can even earn rewards for travel bookings, software purchases, and more unexpected categories.
Core Features
- Average 8% cashback rewards
- Big welcome bonuses for new members
- Price drop payback reimbursements
- Integrates across devices and browsers
According to SimilarWeb estimates, ShopAtHome drives nearly $200 million in partner sales annually.
30. Lemoney
Finally, Lemoney helps you save and earn cashback across multiple categories like dining, shopping, travel, groceries, and bills!
Highlighted Benefits
- Automates best promo codes at checkout
- Up to 20% cashback via exclusive offers
- $20 signup bonus for new members
- Secure bank-level encryption
- Stack multiple cashback apps and coupons together
- Shop via Rakuten and link cards for automatic savings
- Refer friends and take advantage of welcome bonuses
- Invest cashback earnings if you don‘t need immediate payouts
- Utilize browser extensions for 10%+ sitewide deals
Are cashback apps safe to use?
Top cashback apps from major companies utilize bank-level encryption, data protection, and transparency around privacy policies. I personally trust apps tied to leading retailers, banks, airlines, and internet companies. But always review permissions before downloading.
How much can I realistically earn?
By regularly shopping on connected cards and stacking cashback apps, most users earn $100-$500 per year. With sign-up bonuses, referrals, games, and welcome offers, your first year total can surpass $1,000.
When do my cashback rewards expire?
Make sure to read the details carefully around expiration dates, which varies significantly by app. Some never expire while others range from 3-18 months from the earning date. Set calendar reminders to cashout your earnings before they disappear!
Using these cashback apps allows both shoppers and small business owners like myself to save money on everyday purchases.
I easily earn over $300 per year across my top 5-10 apps which I cashout towards business expenses or reinvest into retirement accounts.
Just by leveraging these automatic rewards and spending a few minutes scanning the occasional receipt, you can build up your bank account without thinking about it.
It‘s one of the top recommendations I have for any entrepreneur to enhance their savings!
