Is Instacart Worth It In 2024? (What Workers Love & Hate)

Is Instacart Worth It? An In-Depth Look for Shoppers and Customers

The gig economy has revolutionized the way millions of people work, offering flexible opportunities to earn money on their own schedules. Instacart, a leading grocery delivery service, is a popular choice for gig workers looking to make some extra cash or even turn it into a full-time job. But is Instacart really worth it? Let‘s take a comprehensive look at the pros and cons for both Instacart shoppers and customers.

Instacart Shopper Earnings: Show Me the Money!

The big question on most prospective Instacart shoppers‘ minds is, "How much can I actually make?" The answer is, it depends. According to a recent study, the average Instacart shopper earns around $13 per hour after accounting for expenses like gas and vehicle wear-and-tear. However, savvy and experienced shoppers in busy markets report earning upwards of $20-$25+ per hour during peak times.

Instacart shoppers are paid a base fee for each "batch" (order) they complete, plus any tips from customers. Batch payments vary based on factors like order size, driving distance, and effort involved. Tips are optional but make up a significant portion of shopper earnings. In fact, generous tippers are often what make Instacart worthwhile for many shoppers.

So what‘s a typical breakdown? Let‘s say a shopper gets paid $10 for a batch with a $20 tip. If it takes them an hour to shop and deliver the order, that‘s a solid $30/hour before expenses. But if there‘s no tip, suddenly they‘re only making that base $10/hour. As you can see, tips are critical.

Shoppers can also earn extra via "peak boost" incentives during busy times, usually a few extra dollars per batch. Instacart occasionally offers other promos and bonuses as well to encourage shoppers to complete more orders.

Top Instacart earners are strategic about which batches they accept, aiming for the highest paying ones with good tips and avoiding those with tons of items, heavy loads, or long drives for a small payout. Being selective (and a bit lucky) is key to making the most money on the platform.

But overall, most shoppers report Instacart earnings being a "mixed bag" – good money is possible, but it‘s inconsistent and depends heavily on tips, the local market, and putting in the hours. For some, it‘s a decent side hustle, for others it‘s a grind not worth the effort. Full-time earners exist but are the exception, not the norm.

Beyond the Money: The Instacart Shopper Experience

Pay is important, but it‘s not the only factor in whether Instacart is worth it for shoppers. After all, there are easier ways to make $13/hour. So what is the Instacart shopper experience really like? Here‘s what shoppers have to say:

Pros:

  • Flexibility: You can work whenever you want, as much or as little as you want. Make your own schedule around your life.
  • Be active: If you enjoy being out and about and active, shopping is a lot more engaging than sitting at a desk all day. It‘s a good way to get your steps in!
  • Instant pay: Instacart allows you to cash out your earnings daily if you want, rather than waiting for a weekly pay cycle.
  • Helping others: Many shoppers find the work rewarding, knowing they‘re helping busy families, the elderly, disabled, and others who can‘t easily shop for themselves.
  • Low barrier to entry: As long as you can pass a background check, have a smartphone and a vehicle, you can start shopping with Instacart quickly.

Cons:

  • Inconsistent earnings: Instacart pay is variable and can be unpredictable day to day. Some days are great, some are a bust.
  • Dependent on tips: With tips making up 50%+ of earnings, a few non-tippers can really tank your take-home pay.
  • Lots of driving: Instacart involves a good amount of driving between stores and customer homes. This means fighting traffic, parking hassles, and vehicle expenses.
  • Shopping challenges: Stores are often crowded, items out-of-stock, lines long, and lugging heavy bags/cases of water is no picnic.
  • Ratings pressure: Customers rate you on a 5-star scale which can impact the orders you get. Some shoppers stress over maintaining a high rating.
  • Lack of benefits/support: As independent contractors, Instacart provides little in the way of benefits, insurance, or other job protections. You‘re largely on your own.
  • App issues: Instacart‘s app can be buggy, making it frustrating to complete orders efficiently. Shopper support isn‘t always helpful.

At the end of the day, most Instacart shoppers seem to have a love/hate relationship with the job. The flexibility and earning potential keeps them on the platform, despite the daily hassles and inconsistency. Whether it‘s "worth it" really depends on your alternatives and what you value most in a side gig or job.

The Customer Side: Is Instacart Worth the Upcharge?

Now let‘s flip to the customer perspective. Millions of people use Instacart for the convenience of having their groceries shopped for and delivered right to their door. But that convenience comes at a cost. So is Instacart worth it for customers?

Instacart makes money by charging customers more than they would pay shopping directly at the store themselves. Here are some of the ways you end up paying more for that convenience:

  • Higher item prices: Instacart prices are often marked up from the store price by 15-40%+ depending on the store.
  • Service fees: A service fee of 5% is added to each order. This goes to Instacart, not the shopper.
  • Delivery fees: Unless you pay for the Instacart Express membership ($99/year), you‘ll pay a delivery fee for each order, usually $3.99-$7.99.
  • In-app "taxes": Some municipal taxes may be added that you wouldn‘t pay in store.
  • Tips: Optional but essential to make it worthwhile for shoppers. Generally $2 minimum or 5% is standard.
  • Busy pricing: During peak times Instacart raises prices further to get more shoppers on the road.

So on a $100 grocery order, you could end up paying $140+ for the same stuff by having Instacart deliver it. That‘s a big upcharge that gives many would-be customers pause. However, for those who value convenience above all else, the cost can be justified.

Working parents, on-the-go professionals, people with mobility issues, and those who just despise grocery shopping are often more than willing to pay the premium to outsource the task. As one happy customer put it, "Yes Instacart costs more, but it saves me a 2 hour trip to the store and a whole lot of stress. That‘s worth an extra $20-30 to me."

There‘s also the matter of Instacart‘s subscription service, Instacart Express. For $99/year, you get free delivery on orders over $35. If you use Instacart at least 2-3 times per month, the membership can easily pay for itself in waived delivery fees. However, you still pay the higher item markups, service fees, and tips. But for frequent users, Instacart Express is often advantageous.

In terms of the actual shopping experience, customer satisfaction seems generally high but inconsistent. Most shoppers do a solid job picking quality items, communicating about substitutions, and delivering on time. Customers appreciate the real-time GPS tracking and updates Instacart provides.

However, complaints of missing items, poor replacements, and sub-par produce selection are not uncommon. Instacart does have a decent refund policy for such issues, but it‘s still a hassle. Consistently getting a 5-star shopper is not guaranteed.

Ultimately, whether Instacart is worth it for customers comes down to how much they value the convenience vs cost. If you‘re primarily shopping on a budget, Instacart is likely not for you. You‘ll save a lot shopping in-store yourself. But if your time is worth more than the upcharge and you can afford it, then Instacart can be a life-changing service that simplifies your routine. Just be sure to tip your shoppers well!

The Bottom Line: Is Instacart Worth It?

So where does this leave us on the question of Instacart‘s worth? As is often the case, it depends.

For shoppers, Instacart is a legit opportunity to earn extra money on a flexible schedule. But it‘s not a get-rich-quick scheme. Hourly earnings are modest for most, and highly variable. You trade a traditional job‘s stability and benefits for flexibility and autonomy. Some shoppers make it work as a full-time gig, but most use it as a part-time supplement to other income. If you‘re in between jobs, it‘s certainly better than nothing. But don‘t expect easy money.

For customers, Instacart‘s worth depends on your budget and priorities. It‘s undeniably more expensive than shopping yourself. But it‘s also incredibly convenient, especially if you‘re short on time or have mobility challenges. If you can afford the upcharge and value the time/effort savings, Instacart can be a game-changer. But if you‘re on a tight budget, those markups are hard to swallow.

Looking ahead, Instacart‘s worth may evolve based on market conditions and company changes. Will a flood of new shoppers keep earnings low? Will Instacart find ways to trim its markups to attract more cost-conscious customers? Will new competitors out-innovate Instacart‘s model? Only time will tell.

For now, Instacart remains a major player in the gig economy with a valuable service for those willing to pay for it. It‘s not perfect, but for many shoppers and customers it‘s been a win/win – a flexible way to earn and a convenient new way to check grocery shopping off the to-do list. Your mileage may vary, but there‘s little doubt Instacart has been a game-changer on both fronts. Deciding if it‘s worth it for you just takes some simple math and soul searching about what you value most.