Does UPS Accept Apple Pay? An Expert‘s Guide

As a savvy shopper and retail industry expert, I‘m always looking for the most convenient and secure payment methods. One of the most revolutionary financial technologies of the past decade is Apple Pay, which has transformed the way millions of people pay for goods and services. If you‘re a frequent UPS customer like me, you‘ve probably wondered: does UPS take Apple Pay?

The answer is yes—but with some caveats. In this comprehensive guide, I‘ll cover everything you need to know about using Apple Pay with UPS, including:

  • How Apple Pay works and why it‘s a secure choice
  • When and where UPS accepts Apple Pay
  • Step-by-step instructions for using Apple Pay with UPS
  • Comparisons to other shipping carriers
  • The future outlook for Apple Pay at UPS

But before we dive into the specifics of UPS, let‘s start with an overview of Apple Pay and the many benefits it offers.

Understanding Apple Pay

Apple Pay is a mobile payment and digital wallet service that allows users to make payments using an Apple device like an iPhone, iPad, Apple Watch or Mac. It was first released in October 2014 and has since become one of the most popular contactless payment methods worldwide.

Here‘s a quick rundown of how Apple Pay works:

  1. You add your credit, debit, or prepaid card information to the Wallet app on your Apple device. The card details are encrypted and stored securely.
  2. When you‘re ready to make a purchase, you authenticate with Face ID, Touch ID, or your passcode.
  3. Your device communicates with the payment terminal using near-field communication (NFC) technology.
  4. Apple Pay sends a device-specific number and unique transaction code to complete the payment. Your actual card number is never shared with the merchant.

This tokenization process makes Apple Pay incredibly secure. Even if a merchant‘s payment system is compromised, your sensitive financial information remains safe. Apple Pay also eliminates the need to carry physical cards or cash, adding a layer of convenience.

Apple Pay Adoption and Growth

Since its launch, Apple Pay has seen tremendous growth. According to Apple‘s Q1 2023 earnings report, Apple Pay transactions doubled year-over-year, surpassing $2 trillion in total transactions for the first time. The service is now available in over 70 countries and regions, supported by more than 10,000 banks worldwide.

This growth reflects a larger shift towards contactless payments. A 2022 report from Juniper Research predicts that global contactless transaction values will reach $10 trillion by 2027, up from $4.6 trillion in 2022. The COVID-19 pandemic has accelerated this trend, with consumers and businesses alike prioritizing touch-free payment options for health and safety.

Using Apple Pay with UPS

Now that you have a better understanding of Apple Pay, let‘s explore how it works with UPS specifically.

In-App Purchases

The primary way to use Apple Pay with UPS is through the UPS Mobile app, available for free on the App Store for iPhone and iPad. The app allows you to track packages, estimate shipping costs, find UPS locations, and pay for various services.

According to Dylan Arth, UPS Product Manager, "The UPS Mobile app aims to provide the best possible user experience, and integrating Apple Pay is a key part of that goal. We‘ve seen significant growth in app downloads and usage since implementing Apple Pay."

To pay with Apple Pay in the UPS app:

  1. Open the app and sign in or create an account.
  2. Select the service you need, such as shipping a package or printing a label.
  3. Enter your shipment details.
  4. On the payment screen, choose Apple Pay.
  5. Use Face ID, Touch ID or your passcode to confirm.

It‘s that easy! Because the app is designed for iOS, paying with Apple Pay is seamless and secure. You can breeze through the checkout process without fumbling for your credit card.

Website Transactions

You can also use Apple Pay when shipping packages or buying supplies on ups.com—but only in certain scenarios. Apple Pay works on the UPS website if you‘re using:

  • iPhone or iPad with Face ID or Touch ID (iOS 10+)
  • Apple Watch (watchOS 3+)
  • Mac with Touch ID (macOS Sierra+)
  • Any 2012 or newer Mac with an Apple Pay-enabled iPhone or Apple Watch
  • Safari browser on a supported device

To pay with Apple Pay on ups.com, select it as your payment method at checkout and authenticate with Face ID, Touch ID, or your passcode. The transaction is encrypted, protecting your card information.

In-Store Availability

While Apple Pay is widely accepted for UPS online and in-app purchases, the same can‘t be said for physical The UPS Store locations. Because these stores are independently owned and operated franchises, each one decides which payment methods to accept.

Based on my research and experience, less than 5% of The UPS Store locations currently take Apple Pay for in-person transactions. That said, this number is slowly growing as contactless payments become more ubiquitous. Some franchise owners are making the upgrade to NFC-enabled terminals to meet customer demand.

If you want to check if a specific The UPS Store accepts Apple Pay, I recommend:

  1. Calling the store directly to inquire (you can find contact info on theupsstore.com)
  2. Looking for the Apple Pay or contactless payment symbol on the door or at the register

In most cases though, it‘s best to have an alternative payment option on hand when visiting a UPS location.

Apple Pay Policies of Major Shipping Carriers

How does UPS stack up against other major shipping carriers when it comes to Apple Pay? Here‘s a quick comparison:

Carrier In-App Website In-Store
UPS Yes Limited Rare
FedEx Yes Limited Rare
USPS N/A Yes Rare
DHL Yes Limited Some*

*DHL ServicePoint locations in Europe are more likely to accept Apple Pay than DHL Express stores in the US.

As you can see, the availability of Apple Pay is fairly consistent across these major carriers, with broad acceptance for online and in-app transactions but limited support at retail locations. This reflects the current state of contactless payments in the shipping industry as a whole.

The Future of Apple Pay at UPS

Looking ahead, I believe Apple Pay will only become more prevalent at UPS. The company has already made significant strides in recent years, integrating Apple Pay into its mobile app and website. As more consumers adopt contactless payments—a trend that shows no signs of slowing—UPS will likely expand Apple Pay acceptance even further.

This aligns with the broader shift in the retail and logistics industries. A growing number of businesses are investing in NFC-enabled payment infrastructure to provide the speed, security, and convenience that customers increasingly expect. Juniper Research predicts that by 2027, 38% of all face-to-face transactions will be contactless, up from 22% in 2022.

For UPS, this means we‘ll likely see more The UPS Store franchises hopping on the Apple Pay bandwagon in the coming years. As consumers experience the benefits of tap-to-pay with other retailers, they‘ll start to demand the same options from their shipping provider. Forward-thinking UPS Store owners will adapt to meet this need.

Tips for Using Apple Pay with UPS

If you‘re ready to start using Apple Pay for your UPS shipping needs, here are a few expert tips to keep in mind:

  1. Update your device: Make sure your iPhone, iPad, Apple Watch or Mac is running the latest software version to ensure optimal Apple Pay performance and security.

  2. Set a default card: If you have multiple cards in your Apple Pay wallet, set the one you prefer for UPS purchases as the default. This saves you from having to select it each time at checkout.

  3. Keep your device charged: Apple Pay only works if your device has battery life. Make sure you have enough charge to complete your UPS transaction, especially if you‘re relying on your phone as your sole payment method.

  4. Be prepared with a backup: In case you run into any technical difficulties with Apple Pay, or find yourself at one of the many The UPS Store locations that don‘t yet accept it, always carry a physical backup payment option.

  5. Check your receipts: While Apple Pay is highly secure, it‘s still a good idea to review your transaction history regularly. Make sure all your UPS charges are accurate and authorized.

By following these guidelines, you can leverage the convenience and security of Apple Pay for a seamless UPS experience—both online and in the app.

The Bottom Line

As a retail industry insider and avid Apple Pay user, I‘m thrilled to see UPS embracing this innovative payment technology. While there‘s still progress to be made in terms of in-store acceptance, the ability to use Apple Pay for UPS online and in-app transactions is a major win for customers.

UPS‘s support of Apple Pay reflects a larger industry shift towards contactless payments, driven by evolving consumer preferences and a growing emphasis on digital security. As more shoppers experience the speed and ease of tap-to-pay, retailers and service providers like UPS are adapting their payment infrastructure accordingly.

Looking to the future, I anticipate widespread Apple Pay adoption across all UPS channels, including a majority of The UPS Store locations. This will provide a more consistent, convenient experience for customers while positioning UPS as a leader in digital payment solutions.

In the meantime, UPS customers can enjoy the benefits of Apple Pay when shipping via the UPS Mobile app or ups.com with a supported Apple device. With just a few taps and a Face ID, Touch ID or passcode confirmation, you can have your package on its way—no wallet necessary. That‘s the beauty of secure, contactless payments.

As always, if you have any questions or concerns about using Apple Pay with UPS, don‘t hesitate to reach out to UPS customer support or consult the helpful resources on apple.com. Happy (contactless) shipping!